/* ============================================================
   Hearthstone Mortgages — footer (deep blue)
   ============================================================ */

.hm-footer {
  background: var(--hm-blue-900);
  color: rgba(255,255,255,0.7);
  padding: clamp(2.5rem,5vw,4rem) var(--section-padding-x) 6.5rem; /* bottom room for sticky pill */
}
.hm-footer__inner { max-width: 1200px; margin-inline: auto; }

/* --- Top: brand + link columns --- */
.hm-footer__top {
  display: grid;
  grid-template-columns: 2fr 1fr 1fr 1fr;
  gap: 2.5rem;
  margin-bottom: 2.5rem;
}
.hm-footer__logo { height: 38px; width: auto; margin-bottom: 1.1rem; }
.hm-footer__blurb { font-size: 0.88rem; line-height: 1.7; max-width: 32ch; margin: 0 0 1.25rem; }
.hm-footer__contact { display: flex; flex-direction: column; gap: 0.5rem; margin-bottom: 1.5rem; }
.hm-footer__phone {
  font-family: var(--font-heading); font-weight: 800; text-transform: uppercase;
  letter-spacing: 0.04em; font-size: 0.9rem; color: var(--hm-gold-500);
  text-decoration: none; display: inline-flex; align-items: center; gap: 0.45rem;
}
.hm-footer__email { font-size: 0.84rem; color: rgba(255,255,255,0.7); text-decoration: none; display: inline-flex; align-items: center; gap: 0.45rem; }
.hm-footer__email:hover { color: var(--hm-gold-500); }
.hm-footer__addr { font-size: 0.84rem; color: rgba(255,255,255,0.6); display: inline-flex; align-items: flex-start; gap: 0.45rem; line-height: 1.5; }
.hm-footer__google { display: inline-flex; align-items: center; gap: 0.4rem; font-family: var(--font-body); font-size: 0.82rem; color: var(--hm-gold-500); text-decoration: none; margin-top: 0.2rem; }
.hm-footer__google:hover { color: #fff; }
.hm-footer__social { display: flex; gap: 0.5rem; }
.hm-footer__social-link {
  width: 38px; height: 38px; border-radius: 50%;
  background: rgba(255,255,255,0.1); border: 1px solid rgba(255,255,255,0.18);
  display: inline-flex; align-items: center; justify-content: center;
  color: rgba(255,255,255,0.75); text-decoration: none; transition: background-color 140ms var(--ease-out);
}
.hm-footer__social-link:hover { background: rgba(255,255,255,0.2); }

.hm-footer__heading,
.hm-footer__subheading {
  font-family: var(--font-heading); font-weight: 800; text-transform: uppercase;
  letter-spacing: 0.07em; color: var(--hm-gold-500);
}
.hm-footer__heading { font-size: 0.82rem; margin: 0 0 1.1rem; }
.hm-footer__subheading { font-size: 0.74rem; margin: 0 0 0.85rem; }

.hm-footer__list { list-style: none; margin: 0; padding: 0; display: flex; flex-direction: column; gap: 0.6rem; }
.hm-footer__link { font-size: 0.86rem; color: rgba(255,255,255,0.7); text-decoration: none; transition: color 140ms var(--ease-out); }
.hm-footer__link:hover { color: var(--hm-gold-500); }

/* --- Bands (practical info, partners, compliance) --- */
.hm-footer__band { border-top: 1px solid rgba(255,255,255,0.12); padding-top: 1.75rem; margin-bottom: 1.75rem; }
.hm-footer__grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(220px, 1fr)); gap: 2rem; }
.hm-footer__grid--partners { grid-template-columns: repeat(auto-fit, minmax(260px, 1fr)); }

.hm-footer__check-list { list-style: none; margin: 0; padding: 0; display: flex; flex-direction: column; gap: 0.5rem; }
.hm-footer__check-list li { font-size: 0.84rem; color: rgba(255,255,255,0.7); line-height: 1.5; display: flex; align-items: flex-start; gap: 0.5rem; }
.hm-footer__check { flex-shrink: 0; margin-top: 0.15rem; color: var(--hm-gold-500); display: inline-flex; }

.hm-footer__pills { display: flex; flex-wrap: wrap; gap: 0.5rem; }
.hm-footer__pill {
  font-family: var(--font-heading); font-weight: 800; text-transform: uppercase;
  letter-spacing: 0.04em; font-size: 0.72rem; color: rgba(255,255,255,0.82);
  background: rgba(255,255,255,0.07); border: 1px solid rgba(255,255,255,0.14);
  border-radius: var(--radius-pill); padding: 0.4rem 0.85rem;
}
.hm-footer__pill.is-more { color: var(--hm-gold-500); }
.hm-footer__note { font-size: 0.76rem; color: rgba(255,255,255,0.45); margin: 1.25rem 0 0; }

/* --- Compliance --- */
.hm-footer__compliance { border-top: 1px solid rgba(255,255,255,0.12); padding-top: 1.5rem; }
.hm-footer__legal { display: flex; flex-direction: column; gap: 0.75rem; max-width: 92ch; }
.hm-footer__legal p { font-size: 0.78rem; color: rgba(255,255,255,0.62); margin: 0; line-height: 1.65; }
.hm-footer__legal a { color: var(--hm-gold-500); font-weight: 600; }
.hm-footer__warn {
  font-family: var(--font-heading) !important; font-weight: 800; text-transform: uppercase;
  letter-spacing: 0.03em; color: rgba(255,255,255,0.85) !important; margin-top: 0.25rem !important; line-height: 1.55;
}
.hm-footer__bottom {
  display: flex; justify-content: space-between; gap: 1rem; flex-wrap: wrap;
  margin-top: 1.75rem; border-top: 1px solid rgba(255,255,255,0.12); padding-top: 1.4rem;
}
.hm-footer__legal-links { display: flex; gap: 1.5rem; flex-wrap: wrap; }
.hm-footer__copy { font-size: 0.78rem; color: rgba(255,255,255,0.5); margin: 0; }
.hm-footer__copy a { color: var(--hm-gold-500); font-weight: 600; text-decoration: underline; text-underline-offset: 2px; }
.hm-footer__copy a:hover, .hm-footer__copy a:focus-visible { color: #fff; text-decoration-color: var(--hm-gold-500); }
.hm-footer__legal a:hover, .hm-footer__legal a:focus-visible { color: #fff; text-decoration: underline; text-underline-offset: 2px; }

/* --- Responsive --- */
@media (max-width: 860px) {
  .hm-footer__top { grid-template-columns: 1fr 1fr; }
  .hm-footer__brand { grid-column: 1 / -1; }
}
@media (max-width: 560px) {
  .hm-footer__top { grid-template-columns: 1fr; }
}

/* Footer links rendered from WP menus (Appearance -> Menus) */
.hm-footer__list a { font-size: 0.86rem; color: rgba(255,255,255,0.7); text-decoration: none; transition: color 140ms var(--ease-out); }
.hm-footer__list a:hover { color: var(--hm-gold-500); }

/* ============================================================
   Mortgage activity at a glance — site-wide trust band
   ============================================================ */
.hm-activity { background: var(--hm-blue, #0057A6); border-top: 5px solid var(--hm-gold-500); padding: clamp(2.5rem, 5vw, 4rem) var(--section-padding-x); }
.hm-activity__inner { max-width: var(--container-xl); margin-inline: auto; text-align: center; }
.hm-activity__title { font-family: var(--font-heading); font-weight: 800; text-transform: uppercase; letter-spacing: 0.04em; font-size: clamp(1rem, 1.6vw, 1.2rem); color: #fff; margin: 0 0 1.25rem; }
.hm-activity__toggle { display: inline-flex; gap: 0.25rem; background: rgba(255,255,255,0.12); border: 1px solid rgba(255,255,255,0.18); border-radius: var(--radius-pill); padding: 0.3rem; margin-bottom: clamp(1.5rem, 3vw, 2.5rem); }
.hm-activity__yr { font-family: var(--font-heading); font-weight: 800; font-size: 0.9rem; letter-spacing: 0.02em; color: var(--hm-gold-400, #f6c560); background: transparent; border: none; cursor: pointer; padding: 0.5rem 1.4rem; border-radius: var(--radius-pill); transition: background-color 150ms var(--ease-out), color 150ms var(--ease-out); }
.hm-activity__yr.is-active { background: var(--hm-gold-500); color: var(--hm-blue-950, #06223c); }
.hm-activity__grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: clamp(1.5rem, 4vw, 3rem); align-items: start; }
.hm-activity__stat { display: flex; flex-direction: column; align-items: center; gap: 0.6rem; }
.hm-activity__num { font-family: var(--font-heading); font-weight: 900; letter-spacing: -0.02em; line-height: 1; font-size: clamp(2.4rem, 5.5vw, 4rem); color: var(--hm-gold-500); }
.hm-activity__label { font-family: var(--font-heading); font-weight: 800; font-size: clamp(0.85rem, 1.4vw, 1.05rem); line-height: 1.4; color: var(--hm-gold-400, #f6c560); max-width: 22ch; }
@media (max-width: 760px) {
	.hm-activity__grid { grid-template-columns: 1fr; gap: 2rem; }
}

/* FCA logo (maroon mark on a white chip so it reads on the dark footer) */
.hm-footer__fca { display: inline-block; background: #fff; padding: 0.55rem 0.85rem; border-radius: 8px; margin-bottom: 1rem; line-height: 0; }
.hm-footer__fca img { width: 150px; height: auto; display: block; }

/* checkmyfile partner band (sits above the footer, every page) */
.hm-cmf { background: var(--hm-blue-900, #082f54); border-top: 1px solid rgba(255,255,255,0.08); border-bottom: 1px solid rgba(255,255,255,0.08); }
.hm-cmf__inner { display: flex; align-items: center; gap: 1.5rem; flex-wrap: wrap; max-width: var(--container-xl); margin-inline: auto; padding: 1.35rem var(--section-padding-x); text-decoration: none; }
.hm-cmf__logo { flex: none; width: 190px; height: auto; }
.hm-cmf__text { flex: 1 1 320px; }
.hm-cmf__title { font-family: var(--font-heading); font-weight: 900; text-transform: uppercase; letter-spacing: 0.01em; font-size: 1.05rem; color: #fff; margin: 0; }
.hm-cmf__sub { font-family: var(--font-body); font-size: 0.9rem; line-height: 1.5; color: rgba(255,255,255,0.75); margin: 0.3rem 0 0; }
.hm-cmf__btn { flex: none; display: inline-flex; align-items: center; gap: 0.45rem; background: var(--hm-gold-500); color: var(--hm-ink); font-family: var(--font-heading); font-weight: 800; text-transform: uppercase; letter-spacing: 0.03em; font-size: 0.8rem; padding: 0.8rem 1.25rem; border-radius: 999px; transition: background 160ms var(--ease-out), transform 160ms var(--ease-out); }
.hm-cmf__inner:hover .hm-cmf__btn { background: var(--hm-gold-600); transform: translateY(-1px); }
.hm-cmf__inner:focus-visible { outline: 3px solid var(--hm-gold-500); outline-offset: -3px; }
@media (max-width: 640px) { .hm-cmf__inner { flex-direction: column; align-items: flex-start; gap: 1rem; } .hm-cmf__btn { width: 100%; justify-content: center; } }